Risk-Based Capital Guidelines - Board of Governors of the Federal ...
Jul 19, 2004 . asset base would lower the tier 1 leverage and risk-based capital ratios of banking organizations that must consolidate the assets held in ABCP .
http://www.federalreserve.gov/boarddocs/press/bcreg/2004/20040720/attachment.pdf
Capital requirement - Wikipedia, the free encyclopedia
The risk-based capital guidelines are supplemented by a leverage ratio requirement. To be adequately capitalized under federal bank regulatory agency .
http://en.wikipedia.org/wiki/Capital_requirement
Banking Basics
A minimum capital ratio of 8% is required. The leverage ratio is the ratio of a bank's equity to the unweighted sum of its total assets. The required minimum is 3 %.
http://wfhummel.cnchost.com/bankingbasics.html
Tier 1 Leverage Ratio | Definition and Explanation
Mar 14, 2012 . Tier 1 Leverage ratio defines the connection between a banks adjusted total assets (average total consolidated assets) and it's core capital.
http://www.knowyourbank.com/education/tier-1-leverage/
Risk-Based Capital, Portfolio Risk, and Bank Capital: A ...
bank capital ratios. Since 1991, the equity-asset ratio for all commercial banks increased from. 6.75 percent to 8.01 percent in 1993, while the risk-based capital .
http://199.83.40.54/publications/publications-by-type/economics-working-papers/1999-1993/wp94-6.pdf
Bank Capitalization - Federal Reserve Bank of Cleveland
May 1, 2012 . In addition to the leverage ratio, banks are also required to maintain certain levels of tier I and tier II capital relative to risk-weighted assets.
http://www.clevelandfed.org/research/trends/2012/0512/01finmar.cfm
Tier 1 Leverage Ratio Definition | Investopedia
The Federal Reserve develops capital adequacy guidelines for bank holding companies. The Tier 1 leverage ratio is calculated by dividing Tier 1 capital ratio by .
http://www.investopedia.com/terms/t/tier-1-leverage-ratio.asp
Capital Ratios as Predictors of Bank Failure - CiteSeer
between different capital ratios and bank failure suggests that two simple ratios the leverage ratio and the ratio of capital to gross revenuemay merit a role in .
http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.139.909&rep=rep1&type=pdf
The Leverage Ratio - World Bank
As with regulatory capital measures, the leverage ratio generally applies at the level of the individual bank as well as on a consolidated basis. How the ratio is .
http://www.worldbank.org/financialcrisis/pdf/levrage-ratio-web.pdf
Bank Holding Company Capital Ratios and Shareholder Payouts
result, the ratios are frequently referred to as a bank's. risk-based capital ratios. In contrast, the third capital ratiothe leverage ratiois intended to provide a .
http://www.ny.frb.org/research/current_issues/ci4-9.pdf
Risk-Based Capital: Definition from Answers.com
A bank's risk-based capital ratio is computed by dividing its qualifying capital by its weighted risk assets. Assets given a 100% risk rating, such as commercial .
http://www.answers.com/topic/risk-based-capital
Regulatory Capital Categories for Banks and S&Ls - TheStreet
Feb 5, 2009 . Regulators define a bank's capital health in there terms. . Tier-1 leverage ratio: This is an institution's core capital (total equity capital with .
http://www.thestreet.com/story/10462318/1/regulatory-capital-categories-for-banks-and-sls.html
Risk-Based Capital, Portfolio Risk, and Bank Capital: A ...
bank capital ratios. Since 1991, the equity-asset ratio for all commercial banks increased from. 6.75 percent to 8.01 percent in 1993, while the risk-based capital .
http://www.occ.treas.gov/publications/publications-by-type/economics-working-papers/1999-1993/wp94-6.pdf
Banks told to reveal leverage early - FT.com
Dec 1, 2011 . Britain's banks have been pressed to make public a leverage ratio, . measure of bank safety, the tier one capital ratio, by understating the .
http://www.ft.com/cms/s/0/5d752962-1c20-11e1-af09-00144feabdc0.html
12 CFR 208, Appendix B to Part 208 - Capital Adequacy Guidelines for
Footnote(s): 1 Supervisory risk-based capital ratios that related capital to weighted-risk assets for state member banks are outlined in Appendix A to this part.
http://www.law.cornell.edu/cfr/text/12/208/appendix-B
FDIC: Capital Groups and Supervisory Groups
Jul 13, 2007 . Each depositor insured to at least $250,000 per insured bank . Total Risk-Based Capital Ratio equal to or greater than 10 percent, and Tier 1 .
http://www.fdic.gov/deposit/insurance/risk/rrps_ovr.html
Banks must report leverage ratios by 2013, warns new super ...
Dec 2, 2011 . Royal Bank of Scotland (RBS) had a leverage ratio of 31.2 in 2007, meaning that its total assets were worth 31 times its capital. The leverage .
http://www.independent.co.uk/news/business/news/banks-must-report-leverage-ratios-by-2013-warns-new-superregulator-6270822.html
Recently Posted Jobs
Capital Adequacy Guidelines for Bank Holding Companies - FDIC
Dec 3, 2009 . A banking organization's tier 1 leverage ratio is calculated by dividing its tier 1 capital (the numerator of the ratio) by its average total .
http://www.fdic.gov/regulations/laws/rules/6000-2200.html
Deutsche Bank: Two's company | The Economist
May 26, 2012 . It is to prove that it has enough capital and liquidity to satisfy . Like other banks, Deutsche also argues that a simple leverage ratio is not much .
http://www.economist.com/node/21555909
Capital ratios and financial distress: lessons ... - McKinsey & Company
distressed banks. 11. III. Leverage ratios did not predict bank distress, once risk- based capital ratios are taken into account. 12. McKinsey Working Papers on .
http://www.mckinsey.com/App_Media/Reports/Financial_Services/Capital%20ratios%20and%20financial%20distress.pdf
On the behaviour and determinants or risk-based capital ratios ...
that influence banking institutions' choice of risk-based capital ratios. Special focus is . market discipline on total risk-based capital ratios held by UK banks.
http://www.fsa.gov.uk/pubs/occpapers/op31.pdf
Comprehensive Capital Analysis and Review 2012 Methodology ...
Mar 13, 2012 . The corrections do not impact other figures, including capital ratios. . Corporation, The Bank of New York Mellon Corporation, BB&T Corporation, Capital . capital ratio) decline more on average than the tier 1 leverage ratio.
http://www.federalreserve.gov/newsevents/press/bcreg/bcreg20120313a1.pdf
Capital Rules, Bank Leverage Ratio, Mexico TV: Compliance ...
Jun 8, 2012 . U.S. regulators moved forward on implementing global bank capital rules, releasing the language for measures proposed in past years, even .
http://www.bloomberg.com/news/2012-06-08/capital-rules-bank-leverage-ratio-mexico-tv-compliance.html
More on Capital Ratios of U.S. Banks - Seeking Alpha
Aug 2, 2009 . estimated that all U.S. banks would need $275 billion of additional capital to maintain a 4 percent leverage ratio (tangible common .
http://seekingalpha.com/article/153166-more-on-capital-ratios-of-u-s-banks
Risk-Based Capital Requirement Definition | Investopedia
Under the rules, each bank is required to have a total risk-based capital ratio of 8 % and a tier 1 risk-based capital ratio of 4%. The Basel Committee on Banking .
http://www.investopedia.com/terms/r/risk-based-capital-requirement.asp
Bank Capital Ratios across Countries: Why Do They Vary?
Dec 27, 2008 . capital to total on- balance sheet asset ratios (leverage ratios) for the largest private banks or bank holding companies in the world each year .
http://frbatlanta.org/filelegacydocs/wp0827.pdf